OK well are you any the wiser?
I don’t expect you are because they don’t try and make it easy for the general public to follow. Basically the certificate is not really a certificate, it’s a digital file of data that contains a special key. This key is locked to your organization’s details and it is granted by a Certificate Authority or CA to allow secure transfer of data to and from the website. It’s like an electronic passport that establishes an online entity’s credentials when doing business on the Web. When an Internet user attempts to send confidential information to a Web server, the user’s browser accesses the server’s digital certificate and establishes a secure connection.
How SSL certificates used to be on the web
It was just associated with online stores so that card details, transactions etc. were safer and the rule was that it the site didn’t have https:// at the front of the web address and was just http:// then don’t give any credit card details because it can be intercepted. The issue here is that when it fully comes into force you’ll go to a website and you’ll get a warning coming up saying that this site isn’t safe!